What are the basic auto insurance Las Vegas coverages?

Before talking about the basic auto insurance Las Vegas coverages one should know the basic parties involved in an insurance claim, or in an accident.

The first party is you the insured.

The second one would be the insurance company

The third person would be the other person in the accident which you hit or the person who hits you.

The basic auto insurance Las Vegas coverages are:

Liability, Medical, Un-insured motorist, Comprehensive, Collision and Towing and Rental. And here is a basic explanation of them.

Liability coverage in auto insurance Las Vegas

This covers the 3rd person, or the person that you hit, In Nevada the minimum liability coverage is called 15/30/10. And the coverage works out like this:

$15,000 for the injured person.

$30,000 for the Injured people in the vehicle, this is the maximum coverage, regardless of how many persons are in the vehicle, and it will only cover $15000 maximum per person.
$10,000 for vehicle damage

Medical Coverage in auto insurance Las Vegas

Only covers your medical expenses when the accident is your fault.

Un-insured and Under-insured motorist

This applies when the accident is not your fault, and the person who strikes you, does not have insurance, not enough insurance or a hit and run driver.

Comprehensive
Comprehensive coverage covers your vehicle from theft vandalism or fire.

Collision
This covers property damage to the vehicle.

Make sure you are always informed on auto insurance Las Vegas, so you can make the most informed decision possible and save yourself the most money and problems on auto insurance Las Vegas