What is uninsured-underinsured coverage?

Uninsured and underinsured coverage in auto insurance Las Vegas, protects you (the first person) directly when the accident is not your fault.

Un-insured coverage in auto insurance Las Vegas

Un-insured coverage works when you when this two things happen:

1. If you are injured by a hit-and-run driver.
2. If the driver who hits you does not have auto insurance

Under-insured coverage in auto insurance Las Vegas

Under-insured coverage works when the driver of the other vehicle (vehicle that hits you), does not have enough insurance to cover your injuries.
It is very important that you know that Un-insured and under insured coverages in auto insurance Las Vegas ONLY COVERS YOUR INJURIES, it DOES NOT COVER ANY
VEHICLE DAMAGE.

Nevada law does not require that you carry uninsured/underinsured. However by law, your insurance agent has to offer you this auto insurance Las Vegas coverage by law.

Make sure to always have auto insurance Las Vegas with no lapse.