Commercial Vehicle

As a business owner, you need a reliable insurance to work as hard as you do to protect your fleet.

Our professional insurance agents are available to advise and assist you. Whether you need to insure your small business vehicles or a large corporate fleet, we make it easy to get your commercial auto policy.

You need special coverage for your commercial cars and trucks. Private passenger insurance policies do not cover vehicles for most business use. You need a commercial auto policy.

Commercial Vehicle Insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial auto insurance, commercial car insurance, truck insurance, or fleet insurance.

In general, if a vehicle is used in tasks related to the operator's occupation, profession or business, other than commuting, a commercial policy is necessary.

If you are using your vehicle to transport goods or people for a fee or if you use your vehicle to conduct a service, you may need a commercial auto insurance policy. A commercial auto policy may be appropriate if you need higher limits of liability because of the nature of your work. Hauling a considerable weight in tools or equipment or towing a trailer used to conduct your business may require a commercial vehicle insurance policy.

A commercial insurance policy may be needed if employees operate the vehicle or if ownership is in the name of a corporation or partnership.